Payment Gateway Compliance Policy

1. Purpose

This policy defines the payment processing and compliance requirements for transactions conducted through the FARMAR LIMITED website and virtual point of sale (vPOS) systems. The purpose is to ensure secure, transparent, and compliant online payment processing in accordance with international payment network standards.

2. Accepted Payment Methods

FARMAR LIMITED accepts card payments through authorized payment gateway providers. All transactions are processed securely through certified payment processing systems that comply with industry security standards.

3. Pricing and Currency

All products and services must display prices in Bangladeshi Taka (BDT). The final payable amount will be shown during checkout before payment confirmation.

4. Checkout Policy Acceptance

Customers must be presented with the following policies:

• Terms & Conditions
• Return & Refund Policy
• Privacy Policy

Customers must confirm acceptance via a mandatory checkbox before completing any transaction.

5. Transaction Authorization

All transactions are subject to authorization by the issuing bank. FARMAR LIMITED may decline or cancel suspicious transactions.

6. Data Security and Protection

FARMAR LIMITED does not store sensitive card data (card number, CVV, PIN). All payments are handled via secure, compliant gateways.

7. Refund and Cancellation Policy

Refunds are processed according to the official Return & Refund Policy and returned to the original payment method.

8. Fraud Prevention

Transactions are monitored for fraud. Suspicious activities may be delayed or rejected.

9. Customer Support

Customers may contact support for transaction issues, refunds, or disputes.

10. Policy Updates

FARMAR LIMITED reserves the right to update this policy at any time to maintain compliance.